Personal Loan

Overview

  • Customized to match your requirement
  • Speedy & transparent Processing
  • Simple Documentation
  • Competitive Interest rates
  • Easy convenient and simple

Who can Apply?

  • Salaried
  • Ages 23 to 60 at a fixed rate of interest

What document is required

Meeting customer expectation is our Moto and this is exemplified by simple documentation.  Your loan application form must be accompanied by:

In case of Salaried Employee

  • Last three months’salary slips from the date of application
  • Last six months’ bank statement (Salary Account)
  • Previous Loan Statement 6 months (if any)
  • KYC documents as requested
    • PAN Card copy
    • Aadhar Card copy
    • Rental Agreement (if on rent)
    • Any utility bill copy viz Electricity Bill, MGL Bill or MTNL Bill

*All documents to be self attested.

Why opt for Personal Loan

  • Flexible repayment options
  • Flexible tenure options up to 60 months
  • Repayment options: ECS/NACH
  • No security or collateral required to avail of the loan
  • Applicant can club income of co-applicant to enhance eligibility
  • Interest rates remain unchanged throughout the loan tenure

Our Channel Partners

click on channel to view rate of interest

Personal (Salaried) Loans (Basis Category)

Rate of Interest:11.75% to 16.5%
Processing Fees:1% – 2%
Max Loan:7 – 10 Lakhs
Tenure:3 – 5 years
Other Information:Personal Loan
Sanction TAT:2 working days
Sanction Validity:1 month
Disbursement TAT:3 days
Lock In period:6 Months
Repayment / Foreclosure Charges (of Loan amt outstanding):1% – 4%

Personal (Salaried) Loans (Basis Category)

Rate of Interest:11.75% to 16.5%
Processing Fees:1% – 2%
Max Loan:7 – 10 Lakhs
Tenure:3 – 5 years
Other Information:Personal Loan
Sanction TAT:2 working days
Sanction Validity:1 month
Disbursement TAT:3 days
Lock In period:6 Months
Repayment / Foreclosure Charges (of Loan amt outstanding):1% – 4%

Personal (Salaried) Loans (Basis Category)

Rate of Interest:10.99% to 17.99%
Processing Fees:0.99% – 2.25% (+ GST)
Max Loan:1 – 40 Lakhs
Tenure:1 – 5 years
Other Information:Personal Loan
Sanction TAT:2 working days
Sanction Validity:1 month
Disbursement TAT:2 days
Lock In period:6 Months
Repayment / Foreclosure Charges (of Loan amt outstanding):5%