Personal Loan

    Overview

    • Customized to match your requirement
    • Speedy & transparent Processing
    • Simple Documentation
    • Competitive Interest rates
    • Easy convenient and simple

    Who can Apply?

    • Salaried
    • Ages 23 to 60 at a fixed rate of interest

    What document is required

    Meeting customer expectation is our Moto and this is exemplified by simple documentation.  Your loan application form must be accompanied by:

    In case of Salaried Employee

    • Last three months’salary slips from the date of application
    • Last six months’ bank statement (Salary Account)
    • Previous Loan Statement 6 months (if any)
    • KYC documents as requested
      • PAN Card copy
      • Aadhar Card copy
      • Rental Agreement (if on rent)
      • Any utility bill copy viz Electricity Bill, MGL Bill or MTNL Bill

    *All documents to be self attested.

    Why opt for Personal Loan

    • Flexible repayment options
    • Flexible tenure options up to 60 months
    • Repayment options: ECS/NACH
    • No security or collateral required to avail of the loan
    • Applicant can club income of co-applicant to enhance eligibility
    • Interest rates remain unchanged throughout the loan tenure

    Our Channel Partners

    click on channel to view rate of interest

    Personal (Salaried) Loans (Basis Category)

    Rate of Interest:11.75% to 16.5%
    Processing Fees:1% – 2%
    Max Loan:7 – 10 Lakhs
    Tenure:3 – 5 years
    Other Information:Personal Loan
    Sanction TAT:2 working days
    Sanction Validity:1 month
    Disbursement TAT:3 days
    Lock In period:6 Months
    Repayment / Foreclosure Charges (of Loan amt outstanding):1% – 4%

    Personal (Salaried) Loans (Basis Category)

    Rate of Interest:11.75% to 16.5%
    Processing Fees:1% – 2%
    Max Loan:7 – 10 Lakhs
    Tenure:3 – 5 years
    Other Information:Personal Loan
    Sanction TAT:2 working days
    Sanction Validity:1 month
    Disbursement TAT:3 days
    Lock In period:6 Months
    Repayment / Foreclosure Charges (of Loan amt outstanding):1% – 4%

    Personal (Salaried) Loans (Basis Category)

    Rate of Interest:10.99% to 17.99%
    Processing Fees:0.99% – 2.25% (+ GST)
    Max Loan:1 – 40 Lakhs
    Tenure:1 – 5 years
    Other Information:Personal Loan
    Sanction TAT:2 working days
    Sanction Validity:1 month
    Disbursement TAT:2 days
    Lock In period:6 Months
    Repayment / Foreclosure Charges (of Loan amt outstanding):5%
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