Home Loan

    Overview

    Owning a new home or property is an achievement and celebration of a lifetime and a home loan is perhaps one of the best ways to achieve this milestone. Home Loans are quick and easy and are available at an attractive interest rate.

    Who can Apply?

    You can apply individually or jointly for Home Loans. All proposed owners of the property will have to be co-applicants. However, all co-applicants need not be co-owners. Generally co-applicants are close family members.

    What document is required

    In case of Salaried

    • Latest 3 months salary slip / certificate for fixed salary/Latest Form 16
    • Last 6 months bank statement/Passbook of the salary account
    • Proof of Residence (Latest Electricity Bill, Utility bill, piped gas bill, telephone bill, Aadhar card, Passport, Voter ID, Driving License )
    • Proof of identity (Valid passport, Voter’s ID, Valid Driving license with photograph, Pan card, Aadhar card)
    In case of Self Employed
    • IT- returns for the last 2 years along with computation of income certified by CA
    • Last 6 months Bank statement for operative account both personal and business
    • Proof of Residence (Latest Electricity Bill, utility bill, piped gas bill, telephone bill, Aadhar card, Passport, Voter ID, Driving License)
    • Proof of identity (Valid passport, Voter’s ID, Valid Driving license with photograph, Pan card, Aadhar card)

    *All documents to be self attested.

    Why opt for Personal Loan

    • Easy documentation
    • Door step assistance
    • Flexible repayment options
    • Transfer your balance to any bank you wish with ease

    Our Channel Partners

    click on channel to view rate of interest

    Rate of Interest:8.35% onwards
    Processing Fees:Rs 5000 (upto 1 Cr) else Rs 10,000 + GST
    Max Loan:75% of the Property Market Value
    Tenure:5 – 25 years
    Other Information:Home Loan
    Sanction TAT:2 working days
    Sanction Validity:3 months*
    Disbursement TAT:7 days
    Lock In period:6 Months
    Repayment / Foreclosure Charges (of Loan amt outstanding):0%**

    *Extended for additional 3 months

    **In case of take over – 2% of the loan amount outstanding

    Rate of Interest:8.35% onwards
    Processing Fees:0 (Balance Transfer)
    Max Loan:75% of the Property Market Value
    Tenure:Max 30 years
    Other Information:Home Loan
    Sanction TAT:7-15 working days
    Sanction Validity:6 months
    Disbursement TAT:4 days
    Lock In period:0
    Repayment / Foreclosure Charges (of Loan amt outstanding):0%
    Rate of Interest:8.35% onwards
    Processing Fees:Rs 5000 (upto 1 Cr) else Rs 10,000 + GST
    Max Loan:75% of the Property Market Value
    Tenure:5 – 25 years
    Other Information:Home Loan
    Sanction TAT:2 working days
    Sanction Validity:3 months*
    Disbursement TAT:7 days
    Lock In period:6 Months
    Repayment / Foreclosure Charges (of Loan amt outstanding):0%**

    *Extended for additional 3 months

    **In case of take over – 2% of the loan amount outstanding

    Rate of Interest:8.30% onwards
    Processing Fees:0
    Max Loan:75% of the Property Market Value
    Tenure:1 – 30 years
    Other Information:Home Loan
    Sanction TAT:7 working days
    Sanction Validity:3 months*
    Disbursement TAT:2 days
    Lock In period:0
    Repayment / Foreclosure Charges (of Loan amt outstanding):0%
    Rate of Interest:9% onwards
    Processing Fees:1% PF + 1.5% Insurance (of Loan amount)
    Max Loan:5 Cr (Salaried), 3 Cr (Self Employed)
    Tenure:20 years
    Other Information:Home Loan
    Sanction TAT:7 working days
    Sanction Validity:3 months*
    Disbursement TAT:2 days
    Lock In period:0
    Repayment / Foreclosure Charges (of Loan amt outstanding):0%
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