Business Loan

Overview

  • Customized to match your requirement
  • Speedy & transparent Processing
  • Simple Documentation
  • Competitive Interest rates
  • Easy convenient and simple

Who can Apply?

  • Business class
  • Ages 23 to 60 at a fixed rate of interest

What document is required

Meeting customer expectation is our Moto and this is exemplified by simple documentation.
Your loan application form must be accompanied by:

In case of Business / Professional

  • Last 2 to 3 year ITR, Computation, Balance sheet & P&L Account
  • Last six months’ bank statement
  • Previous Loan Statement 6 months (if any)
  • KYC documents as requested
    • PAN Card copy
    • Aadhar Card copy
    • Rental Agreement (if on rent)
    • Any utility bill copy viz Electricity Bill, MGL Bill or MTNL Bill

*All documents to be self attested.

Why opt for Personal Loan

  • Flexible repayment options
  • Flexible tenure options up to 60 months
  • Repayment options: ECS/NACH
  • No security or collateral required to avail of the loan
  • Applicant can club income of co-applicant to enhance eligibility
  • Interest rates remain unchanged throughout the loan tenure

Our Channel Partners

click on channel to view rate of interest

Personal (Salaried) Loans (Basis Category)

Rate of Interest:18.5% to 20%
Processing Fees:2.2% + GST + Insurance
Max Loan:1 Cr
Tenure:3 – 5 years(Doc)
Other Information:Business Loan
Sanction TAT:5 working days
Sanction Validity:1 month
Disbursement TAT:2 days
Lock In period:6 Months
Repayment / Foreclosure Charges (of Loan amt outstanding):5%

Personal (Salaried) Loans (Basis Category)

Rate of Interest:17 to 19.5% (Professional 15% onwards)
Processing Fees:2% + GST + Insurance (Loan Protector)
Max Loan:40 Lac
Tenure:1 – 5 years (Doc)
Other Information:Business Loan
Sanction TAT:2 working days
Sanction Validity:1 month
Disbursement TAT:2 days
Lock In period:Nil
Repayment / Foreclosure Charges (of Loan amt outstanding):2% – 4%

Personal (Salaried) Loans (Basis Category)

Rate of Interest:15% to 18%
Processing Fees:1% to 2.25% + GST + Insurance
Max Loan:2-50 Lac
Tenure:1 – 3 years (5 years in case of Doc)
Other Information:Business Loan
Sanction TAT:5 working days
Sanction Validity:1 month
Disbursement TAT:2 days
Lock In period:6 Months
Repayment / Foreclosure Charges (of Loan amt outstanding):5% ( + GST )
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